Daddy's Home, and a Bit LostMy Laid-Off LifeTwo articles about the newly unemployed.
I had a hard time getting started writing this entry. It wasn't because I didn't have anything to say. In fact, I have too much to say, and it's not kind, so getting up to walk off a little fury and organize my thoughts into something coherent was a good idea. I'm not sure if I accomplished coherence, but whatever.
The people in these articles have been laid off. Overwhelmingly, it seems that that fact hasn't really sunk in. Getting laid off or having your freelance work dry up really sucks. But my sympathy evaporates when you don't adjust your spending to compensate for the lack of income.
For example:
How to spend is a continuing negotiation — one that sometimes devolves into heated discussions, outright arguments and bouts of sulking. Tracey is trying, often unsuccessfully, to spend less on clothing for herself and the children. “Don’t make me look like a jerk,” she told a reporter, “but I cannot bring myself to buy my children’s clothes at Wal-Mart.” "But do you have to buy them at Ralph Lauren?” Scott shot back. - From the NY Times article.
What's wrong with this picture? Granted, these people have no debt. They've paid off their mortgage and put away savings from "the good times." But they're using their retirement savings to pay for clothes from Ralph Lauren, and soccer, skating, T-ball and karate lessons. Scott, the father, still goes to the gym. They refuse to give up their country club membership. When does the stupidity end?
NY Mag's little gems:
I’m too lazy to go to the gym, so I’ll take my Les Paul out of its case and stand in front of the mirror playing a John Mayer song. I’ve spent the past two weeks drinking and listening to music. And I spent my severance at a bar. (emphasis mine)
I need to get good at that guitar so I can play at bars. - Ross Tillman, recruiter
I went shopping today. I needed the perfect skirt because I didn’t have the perfect skirt. Plus I’ve got this new guy, and we go out to nice places. He deserves a me in cuter outfits. But I also got $900 worth of clothes that I didn’t need. I used my credit card (emphasis mine)
—I don’t usually do that. But I’m done stressing. No auditions? No work coming in? As Miss Scarlett would say, “I’ll worry about that tomorrow.” - Cadden Jones, actress
We’ve become more aware of what we spend. We looked at our cable bill to see if we could cut something, but you can get one channel for $30 and you get the whole package for $40, so it didn’t make sense to cut there. - Igor Gavrilov, Salesperson (Um, how about NOT HAVING CABLE?)
Let's make a comparison. As I know me rather well, I'll use my life. My income has dried up. My savings are dwindling. So I don't buy anything I don't need.
1) Groceries: instead of chicken breasts, I buy tuna in a can. I buy a big package of brown rice with a 60 cents off coupon, and several packages of 25 cent ramen noodles, and I alternate eating those for every meal. I buy a package of eggs and use them sparingly. At that rate, I can usually get out of the grocery store for under $10. Sometimes I buy canned green beans to go in the ramen.
2) Clothing: I don't buy clothes unless I'm desperate (holes in things and whatnot, and sometimes not even then: over Christmas, my mother had to drag me to the store to buy jeans).
3) Toiletries: I've given up cotton swabs. I use hotel soaps and lotions accumulated from the last three years. If something runs out and I don't absolutely need it, I don't replace it. I've been wearing my glasses more because I'm down to my last pair of contacts.
4) Entertainment: I watch movies and TV shows on the internet. I get books from the library instead of buying them. I've been to a movie theatre three times in the last year, and I paid a $1.50 for one of those movies.
I've made adjustments. The people profiled in these articles are either living off of severance, or they're complete idiots ($900? on credit? really? really??). I understand not wanting to give up too much of the lifestyle you've become accustomed to. One of my indulgences was expensive coffee; not from Starbucks, but a package of $8, $9, or $10 coffee from Wholefoods. When my last package ran out, I sucked it up that I couldn't justify spending that money. I bought the Foodtown brand for $3.50. And you know what? Tastes the same. Mom from the NY Times article? You don't have to go to Wal-Mart. Target clothes are inexpensive and fairly good. Better yet, hit the thrift stores! You can get department store cast-offs for $4 or less! Besides: THEY'RE CHILDREN. They're going to grow out of them in less than a year anyway, and they don't care what they're wearing.
I'm not listing my financial business so you'll pity me. I don't want pity. (I want a job!) The people profiled here are still doing all right. It would be interesting (and, sadly, bold) for some of these newspapers and magazines to profile people who are truly living on the edge, i.e. "I was ok living paycheck to paycheck and now I don't know where rent, due in three weeks, is going to come from. Even if I got a $10/hour job and worked full-time, I still wouldn't make it."
Reality check, folks: your material trappings are not you. Do you have a place to live and aren't in danger of losing it? Are your meals balanced, if inexpensive? Do you wake up every day with a sense of purpose, wherever it comes from? Then you're fine. Stop being stupid.
Labels: consumerism at its finest, daily, idiots all around us, indignation, soapbox riot